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PROVIDING SOLUTIONS GUARANTEED TO INSURE YOUR FINANCIAL FUTURE! REPACING RISK, FEES, & LOSSES, WITH GUARANTEES!
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Income Protection Worked
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You work hard to give your family what they need. That's why your income is one of your most valuable assets. If a total disablity took away your ability towork your income could stop, but the bills never would. With disability protection from Empowerment International, you'll have the reassurance that you're prepared for the unexpected. We've spent over 90 years developing flexible, affordable income protection so you'll know the ones you care aboutmost are protected.
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·choose from a variety of eliminatiion periodS.30,60, 120 days,1 year and 2 years
·choose the benefit period you needs: 6 months 1, 4, 5,and 10 years, or to age 65,
·receive protection thats guaranteed renewable or non-cancelable to age 65.Your coverage cannot be canceled as long as premiums are paid.
·be covered in your occupation for a specified period of time.
·receive base benefits In addition to Social Security or Worker's Compensation. And, you're covered 24 hours a day,on or off the job,
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·receive tax-free benefits. When the policy premiums are paid by you, the benefits you receive are Income tax free.
·pay four fimes the times monthly benefit to spouse in the event of death: Survivor Benefit
·waive future premiums and pays back premiums after 90 days of total disability with no Retroactive Wavier of Premium
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You can choose an option that:
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·returns premiums paid ,ess claims,at age65: Surrender Value Rider
·guards agaisnt potential inflation; Cost of Living Adjustment Rider
·provides an additional coverage option as your income increases; Guaranteed Insurability Rider.
·pays you extra extra benefits during the critical period : Optional first Year Monthly Benefit
·provides additional coverage if unable to perform certain daily activities: Activities of Daily Living Rider.
·provides benefit in addition to monthly benefit(reduced by government bertefits): integrated Monthly Benefit Rider
·pays you benefits from first day of total disability: Retroactive Injury Benefit.
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